Get Covered America™ Enrollment Has Ended
The Open Enrollment period for 2015 coverage has ended. If you did not enroll in 2015 coverage, you can enroll in or change plans for 2015 only if you qualify for a Special Enrollment Period for 2015.
What is the Healthcare Insurance Marketplace?
The Healthcare Insurance Marketplace is a new way to find quality health coverage. Created by the Affordable Care Act (ACA), it can help if you don’t have health insurance coverage now or if you want to look at other options. Residents in Kansas have access through the federal marketplace www.HealthCare.gov, where you will find Wesley Medical Center in many of the plans offered. Certain pages within www.HealthCare.gov may be experiencing technical difficulties due to volume.
With one marketplace application, you can learn if you can get lower costs based on your income, compare your coverage options side-by-side and enroll.
What Plans in the Marketplace Cover
Insurance plans in the marketplace are offered by private companies. All plans cover the same core set of benefits called essential health benefits. No plan can turn you away or charge you more because you have an illness or medical condition. They must cover treatments for these conditions. Plans can't charge women more than men for the same plan. Many preventive services are covered at no cost to you.
How the Marketplace Presents Plan Information
The marketplace simplifies your search for health coverage by gathering the options available in your area in one place. You can compare plans based on price, benefits and other features important to you before you make a choice. Plans will be presented in four categories – bronze, silver, gold, and platinum – to make comparing them easier.
In the marketplace, information about prices and benefits is written in simple language. The plan descriptions and tools are designed to provide a clear picture of the premiums you will pay and the benefits and protections you will receive. Visitors can compare plans based on what's important to them and choose the combination of price and coverage that fits their needs and budget. Kansas residents can visit www.insureKS.org to find explanations to the many changes in healthcare insurance in a simple, entertaining way. A cost calculator helps users estimate premiums and tax credits that may be available starting in 2014 and videos, FAQs, a glossary and other helpful links are also included.